Diligent Legal Assistance When You Face Painful Financial Problems
Since the beginning of our current economic crisis, an increasing number of people have discovered the surprising array of effective legal options available to those facing financial problems.
Chapter 7 bankruptcy has slashed the debt of millions of Americans. Additionally, a broad range of other options are available to prevent foreclosure and property repossession.
How Chapter 7 Bankruptcy Can Help When Debt Becomes Unmanageable
When you are unable to make timely payments on your debts, the near-term issues of creditor harassment, a poor credit rating and the potential loss of your home to foreclosure are bad enough. But long-term issues are just as daunting.
How will your debt-to-income ratio be brought back into balance so that you can save or purchase a home, and so that you can start to build future wealth?
From our office in Altamonte Springs, the Kramer Law Firm helps people throughout Orlando and Central Florida resolve financial issues. Contact us today or call us at 407.834.4847.
Chapter 7 bankruptcy is often called the "fresh start" bankruptcy.
In Chapter 7, a petition is prepared, and all of your assets and debts are listed. At the completion of the process, your unsecured debts, such as credit card debt and medical debt, will be discharged.
The result? Significantly reduced debt that can quickly reduce stress, raise your quality of life, and provide for a better future for you and your family.
Many people fear bankruptcy because of concerns regarding losing control of the process. We can help you make Chapter 7 bankruptcy and Chapter 13 bankruptcy work for you.
Chapter 7 bankruptcy rarely results in the loss of a home or an essential vehicle. Before you file, we can work with you to determine your bankruptcy goals.
There are Alternatives to Bankruptcy
We stress that bankruptcy is not always the best option to resolve financial challenges. We are skilled at negotiating new payment plans with creditors, and handling:
- Loan modifications
- Short sales and deeds in lieu
- Forbearance processes
- Home loan workouts
Contact an Orlando Bankruptcy Lawyer
Contact the Kramer Law Firm to see if Chapter 7 bankruptcy is the right choice for you. We are conveniently located right off of I-4, between 436 and 434. To contact a lawyer, call 407.834.4847.
