Our Orlando, Florida debt settlement lawyers can restore your peace of mind. Whether unexpected medical bills surprised your family or your diminished income has finally caught up with you, you may be caught in a stressful cycle of debt. Creditors call you ceaselessly. Less than ethical "debt relief specialists" may be courting your attention.
You crave financial stability, and you also want tools and resources to stay out of financial trouble going forward. The Florida debt settlement attorneys at the TK Law Firm use proven, practical systems to help clients manage their debts and settle outstanding matters.
When you “go it alone,” you could create unnecessary work or make errors that could complicate your situation. Our team can communicate with creditors and lenders and negotiate on your behalf. We can also assist you with defending lawsuits from creditors, if you need to defend yourself.
Speak with an experienced Florida attorney at our firm today.
Call 855-Kramer-Now (855-572-6376).
Finding Solutions that No One Else Considered
Our attorneys are experienced in negotiating debts. We employ our creativity to find solutions to Florida debt settlement that other attorneys never considered. One example that might help totally eliminate a debt is where the debt is outside of the Statute of Limitations.
In Florida, the law provides a limited time period for creditors to collect on a debt. If you have not made a payment on the debt in question in more than four or five years, the creditor may not be allowed to legally pursue the debt.
More importantly, if a creditor attempts to collect on a debt that is barred by the Statute of Limitations, they may have exposed themselves to liability. You may be able to seek damages, or money, from them based on their violations of the Fair Debt Collection Practices Act (FDCPA) or under similar Florida Laws.
Is Bankruptcy Your Only Option?
Our Florida debt settlement lawyers will explore all of your options. Our goal is to help you find a path to financial rehabilitation that meshes with your values, goals, and long-term interests. There are no cookie cutter solutions, but our attorneys will explain in clear, understandable language what choices you do have and what the implications of those choices will likely be.
We Look at All Florida Debt Settlement and Debt Relief Options
The TK Law Firm can help with:
- Filing for Chapter 7 or Chapter 13 bankruptcy;
- Negotiating lump sum debt settlements;
- Negotiating structured payment plans for debts;
- Disputing and eliminating invalid debts;
- Cancelling and voiding debts that are old and outside of the Statute of Limitations;
- Protecting your assets;
- Loan modification or forbearance;
- Home loan workouts;
- Alternatives to foreclosure;
- Defense against foreclosure;
- Defense against any creditor’s legal action;
- Claims protection vis-à-vis the Fair Debt Collection Practices Act (FDCPA).
Speak with an experienced Florida attorney at our firm today.
Call 855-Kramer-Now (855-572-6376).
Florida Debt Settlement without Filing for Chapter 7 or Chapter 13
At the end of the day, our goal is to get the best result for you. Depending on your situation, the best option may be filing a bankruptcy, but before we head down that path we want to put all of the options on the table.
Our attorneys are often able to settle outstanding debts for pennies on the dollar. Our attorneys are often able to eliminate debts totally without you paying any money out of pocket. Our attorneys are often able to turn the tables, so that creditors who break the law attempting to collect debt from you actually wind up owing you money. Our attorneys are able to pursue all of these options without the need to file bankruptcy.
Is Florida Debt Settlement or another Alternative to Bankruptcy Right for You?
Our goal at the TK Law Firm is to empower you – to give you back a sense of control and peace of mind after what is likely a debilitating and confusing situation. If you need to negotiate your debts with creditors, we can represent you and protect your interests and assets.
Let the TK Law Firm help you get your financial freedom. Request a free consultation with Orlando debt settlement attorneys or reach us at 855-Kramer-Now (855-572-6376).